How PACE Financing Works
New Energy Efficient AC without emptying savings accounts!
Property Assessed Clean Energy financing (PACE) is an approved financing program. PACE helps homeowners obtain funds to make their homes more energy-efficient. When you finance your air conditioner replacement with Renew Financial, you can get a new air conditioner for:
No money down || No minimum FICO score || Fixed competitive rates || Payment terms (up to 20 years)
25+
Years of HVAC Install Experience
813-644-2653





Fast and Easy Application Process:
PACE Home Improvement Financing - A simple way to pay for Energy & HVAC home improvements.
Easy on your budget, good for your home
PACE financing lets you make home improvements quickly, easily, and affordably. You pay the money back over time, as part of your property taxes. PACE features a speedy approval process, flexible payment terms, and access to trusted home improvement contractors that Renew Financial carefully screens and selects.
Easy on your budget, good for your home
Keep your cool when unexpected expenses hit, like replacing an HVAC system. Renew Financial PACE Funding gives you options, that don't ding your credit and impact your credit score.
Schedule a free, no-obligation estimate with one of our experienced HVAC technicians.
Invest in a New AC with Smart PACE Financing Through Locke’s Expert & Quality Service
Is your old air conditioning system struggling to keep your home cool and comfortable? Are you considering an upgrade to a more energy-efficient model but concerned about the upfront costs? At Locke’s Expert & Quality Service, we’re pleased to offer a smart and accessible financing solution through PACE (Property Assessed Clean Energy) to help you get the new AC system you need.
What is PACE Financing?
PACE is a government-backed financing program in Florida designed to help homeowners like you invest in energy-efficient and renewable energy upgrades for their properties. Instead of traditional loans, PACE financing allows you to finance eligible improvements, such as a new, high-efficiency air conditioning system, with repayment conveniently made through a special assessment added to your annual property tax bill.
The Benefits of PACE Financing for Your New AC Installation with Locke’s Expert & Quality Service:
- 100% Financing: PACE can cover the entire cost of your new AC installation, with no money down required.
- No Upfront Costs: Get your new, energy-efficient AC system installed without having to pay a large sum upfront.
- Based on Home Equity, Not Credit Score: Approval for PACE financing is primarily based on your available home equity and not solely on your credit score. This can make it accessible to a wider range of homeowners.
- Long Repayment Terms: PACE offers flexible repayment terms, often spanning 5 to 25 years, making payments more manageable.
- Potential for Increased Home Value: Upgrading to a more energy-efficient AC system can potentially increase your home’s value and make it more attractive to future buyers.
- Energy Savings: A new, high-efficiency AC unit will likely reduce your monthly energy bills, saving you money in the long run.
- Comfort and Reliability: Enjoy consistent and reliable cooling in your home with a brand-new AC system installed by the experts at Locke’s Expert & Quality Service.
How Can You Finance Your New AC Installation with PACE and Locke’s Expert & Quality Service?
- Contact Locke’s Expert & Quality Service for a Free Estimate: Schedule a free, no-obligation consultation with our experienced HVAC professionals. We’ll assess your cooling needs and recommend the best energy-efficient AC system for your home.
- Discuss PACE Financing: Let our team know you’re interested in learning more about financing your new AC installation through the PACE program. We can provide you with information and help you understand the eligibility requirements.
- Apply for PACE Financing: You can apply for PACE financing through a participating provider in Florida. We can guide you through this process. Keep in mind that you generally need to be current on your mortgage and property taxes to qualify.
- Locke’s Expert & Quality Service Installs Your New AC: Once your PACE financing is approved, our certified technicians will professionally install your new, energy-efficient air conditioning system.
- Repay Through Your Property Taxes: Your repayment for the PACE financing will be included as a line item on your annual property tax bill.
Eligibility Requirements for PACE Financing in Florida (General Guidelines – Verify with our local PACE provider – Renew Financial):
- You must own the property.
- You must be current on your mortgage payments and property taxes.
- The total amount financed cannot exceed a certain percentage of your property value.
Ready to Upgrade Your AC with Smart PACE Financing?
Don’t let the upfront cost of a new air conditioning system keep you from enjoying a comfortable and energy-efficient home. Explore the benefits of PACE financing with Locke’s Expert & Quality Service.
What Can You Finance with Renew Financial PACE Funding?

Through our partnership with Renew Financial PACE, you can finance a wide range of HVAC services, including:
- New Air Conditioning System Installation
- Heating System Installation
- HVAC System Replacement
- Major AC Repairs
- Ductwork Services
- Indoor Air Quality Solutions
How to Get Started with Renew Financial PACE Funding through Locke’s Expert & Quality Service:

- Contact Us for a Free Estimate: Schedule a free, no-obligation estimate with one of our experienced HVAC technicians at Locke’s Expert & Quality Service. We’ll assess your needs and provide you with a clear and transparent quote for the recommended services.
- Discuss Financing Options: During your estimate, or by contacting our office, let us know you’re interested in financing. We can guide you through the Renew Financial PACE application process and answer any questions you may have.
- Apply with Renew Financial: You can conveniently apply for Renew Financial PACE financing online or with the assistance of our team. The application is quick and secure.
- Get Your Approval: Once approved, you can move forward with your AC repair or installation, enjoying the comfort and peace of mind that comes with a properly functioning HVAC system.
Invest in Your Comfort Today with Locke’s Expert & Quality Service & Renew Financial!
Don’t let financial concerns prevent you from getting the AC services you need. At Locke’s Expert & Quality Service, we’re committed to providing high-quality workmanship and exceptional customer service. Our partnership with Renew Financial makes achieving your home comfort goals more accessible than ever before.
Contact Locke’s Expert & Quality Service today at 813-644-COLD to schedule your free estimate and explore your Renew Financial PACE Financing options!
We’re here to help you stay comfortable, no matter the season.
Get Financing Information Schedule a Free Estimate
“Locke’s Expert & Quality Service is a registered contractor for participating PACE programs in Florida. PACE financing is subject to approval by the PACE program administrator. Eligibility requirements and terms vary. Contact our PACE program provider Renew Financial for complete details and to apply.”
Ready to explore your financing options? It's easy!
See What Our Customers Are Saying
We are very proud of the service we provide and stand by the services we offer.
Read our testimonials from our happy customers.
Great company! They were able to come out and repair my AC in a very timely manner. They provided great education and knowledge on how to better upkeep AC system.
Locke’s is a family business that appreciates your business. They are prompt, polite and respectful. I highly recommend them! They really are Experts and offer Quality service!
Extremely professional, Highly dependable & extremely reasonable prices. I’ve been a customer the last 5 years and my experience has always been amazing & highly satisfying
Good service. They don’t try to sell you on services and equipment you don’t need. Trustworthy company.
